Do you know how much Americans borrow to get the car they want? Did you know that if you save $5,000 a year in a retirement account starting at an early age you could retire as a millionaire? Did you know that it takes a relatively small sum of money to have an enjoyable and financially sound life? Why don't our schools teach our young adults something about personal finances before they graduate? Do you know what happens to your money if you die without a will? Big numbers .. 1 million seconds is about 11.5 days, 1 billion seconds is about 32 years a trillion seconds is equal to 32,000 years.