Are you ready to reduce family arguments over money, ensure that your financial obligations are met, eliminate debt, grow savings, and obtain financial peace of mind? If so, then a personal budget can help you achieve these benefits, and this book shows you how to develop and follow a budget tailored to your unique situation. Some money-saving tips are included as well.The author has a Master of Business Administration degree, worked as an auditor for the Federal government for 40 years, and has been following a personal budget since the 1970s.