Our money system is a toxic left-over from a time when theft on a grand scale was glorified. Today, we need to move on from a system that allows and encourages the worst in us (and among us) to prosper. We accept that the system enhances inequality, drives climate change, degrades our planet, and promotes war and conflict. But why do we accept this manifestly undemocratic money system, which serves only to concentrate power and wealth in the hands of organisations and individuals that do not have our collective interests at heart? Researcher and writer Ivo Mosley set out to uncover and tell the story of how money-creation works. This book is a remarkably clear and comprehensive examination of a system that supports unaccountable and destructive power. It also points the way to the simple reforms that are necessary if we wish to create a more just and equitable world.