With a background in music, creative writing, and education, Peggy Doviak went into finance when a stockbroker exploited her mother. Now a CERTIFIED FINANCIAL PLANNER TM professional and bestselling author, she has spent more than twenty years helping others avoid what her mother experienced. Peggy's award-winning personal finance books offer bite-sized pieces of financial information and activities to help you apply what you've read. In 52 Weeks to Fearless , creatives are invited to Ask Peggy(R) questions about their money. Finances can be intimidating when your passion is in the arts. Earning money as a creative presents challenges. How do you budget when your income is uneven? How do you pay your income taxes when you don't have a traditional employer? How can you save for retirement without a 401(k)? If your creative endeavor is a business, how do you choose the structure? How do you handle payroll taxes? Most importantly, how do you convince the IRS that your creative endeavor is not a hobby? In 52 Weeks to Fearless , Peggy answers these questions and more!